Star Comprehensive Insurance
Additional information
| Age of Entry - Adult | 18yrs to 65 yrs |
|---|---|
| Age of Entry - Child | 91days to 25 yrs |
| Policy Type | Individual+Family Floater |
| Sum insured options | 10 lakhs, 15 lakhs, 1cr, 20 lakhs, 25 lakhs, 5 lakhs, 50 lakhs, 7 lakhs, 75 lakhs |
| Family Size | 1A, 1A+1C, 2A+3C |
| Family Includes | Self, Spouse and 3 Dependent Children |
| Policy Period | 1yr, 2yr, 3yr |
| Renewal Guarantee | Life Long |
| Renewal Grace Period | 30 days |
| In Patient Hospitalization | Covered |
| Room Rent | Private Single A/C Room ( Actual) |
| ICU Charges | Actual |
| Pre-hospitalization | 60 days |
| Post hospitalization | 90 days |
| Day Care Procedure | All Day Care Procedure ( No Sub Limit) |
| Road Ambulance Charges | Actual |
| Air ambulance | & Above SI Only) Rs.2.5 Lac/ Hospitalization & Rs. 5 Lac/Policy Period |
| Emergency Domestic Medical Evacuation | Covered |
| Auto Recharge | NA |
| Auto Restoration Benefit | 100 % of Sum Insured (Same Person, Same Disease ) |
| Super Restoration | NA |
| No Claim Bonus | Up to 100% of Sum Insured (1st Year 50% & 2nd Year 50% for 5Lac & 7.5 Lac & Above 1St year 100 % of Sum Insured) |
| Health Checkup | Every Claim Free Year |
| Donor Expenses | Additional 100 % for Donor Complication |
| Domiciliary Treatment | Covered |
| E Opinion / Second Medical Opinion | Covered |
| Hospital Cash Benefit | Upto Rs. 500 to 2,500 /Day (7Days/H & 120 Days PPP |
| AYUSH Treatment | Rs. 15,000 To 30,000 (Depend on Sum Insured) |
| Preferred Network Hospital | NA |
| Shared Accomodation | NA |
| Additional Road Traffic Accident Cover | NA |
| Assisted Reproduction Treatment Cover | NA |
| Bariatric Surgery | Covered Up to 2.5 Lac to 5 Lac (Depend on SI) |
| Dental and Eye Treatment | Covered after 3 Year ( Rs 5K to 15K) |
| Out Patient Consultation | Covered Upto Rs. 1,200 To 5K (Rs. 300/ Consultation) |
| PA Cover | Upto Health Sum Insured (Accidental Dealth & PTD |
| PED Waiting Period | After 36 Months |
| Buy Back PED | Available |
| Co-payment | 10% of Claim Amount ( Above 60 Year entry in New policy) |
| Star Wellness program | Available |
| Maternity Expenses | After 24 Months (Self & Spouse Covered in CHI Plan) |
| New Born Baby Cover | Upto Rs. 1Lac to 2Lac ) |
| First Year Vaccinations | Covered Upto Rs. 5k to 10K |
| Tax Benefits | 80 D |
| Repatriation of Mortal Remains | NA |
| Compassionate Travel | NA |
| Midterm Inclusion | Available |
| Psychiatric and Psychosomatic | Covered After 2 Years( T&C *) |
| Premium Discount | NA |
| Modern Treatment | Covered |
| Moratorium Period | Available |
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