Young Star Insurance

Description

Additional information

Age of Entry - Adult

18yrs to 40yrs

Age of Entry - Child

91days to 25 yrs

Policy Type

Individual+Family Floater

Sum insured options

10 lakhs, 15 lakhs, 1cr, 20 lakhs, 25 lakhs, 3 lakhs, 5 lakhs, 50 lakhs, 7 lakhs

Family Size

1A, 1A+1C, 2A+3C

Family Includes

Self, Spouse and 3 Dependent Children

Policy Period

1yr, 2yr, 3yr

Renewal Guarantee

Life Long

Renewal Grace Period

30 days

In Patient Hospitalization

Covered

Room Rent

Private Single A/C Room ( Actual)

ICU Charges

Actual

Pre-hospitalization

60 days

Post hospitalization

90 days

Day Care Procedure

All Day Care Procedure ( No Sub Limit)

Road Ambulance Charges

Actual

Air ambulance

NA

Emergency Domestic Medical Evacuation

Covered

Auto Recharge

NA

Auto Restoration Benefit

100% of Sum Insured (All Claims)

Super Restoration

NA

No Claim Bonus

Up to 100 % of Sum Insured ( 20% Every Claim Free Year)

Health Checkup

Every Year

Donor Expenses

NA

Domiciliary Treatment

Covered

E Opinion / Second Medical Opinion

Covered

Hospital Cash Benefit

NA

AYUSH Treatment

NA

Preferred Network Hospital

NA

Shared Accomodation

NA

Additional Road Traffic Accident Cover

25% of Sum Insured or Maximum Rs.10 Lacs

Assisted Reproduction Treatment Cover

NA

Bariatric Surgery

NA

Dental and Eye Treatment

NA

Out Patient Consultation

NA

PA Cover

NA

PED Waiting Period

After 12 Months

Buy Back PED

NA

Co-payment

NA

Star Wellness program

Available

Maternity Expenses

After 36 Months (Self & Spouse Covered in CHI Plan)

New Born Baby Cover

NA

First Year Vaccinations

NA

Tax Benefits

80 D

Repatriation of Mortal Remains

NA

Compassionate Travel

NA

Midterm Inclusion

Available

Psychiatric and Psychosomatic

NA

Premium Discount

Available

Modern Treatment

Covered

Moratorium Period

Available

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