Young Star Insurance
Additional information
| Age of Entry - Adult | 18yrs to 40yrs |
|---|---|
| Age of Entry - Child | 91days to 25 yrs |
| Policy Type | Individual+Family Floater |
| Sum insured options | 10 lakhs, 15 lakhs, 1cr, 20 lakhs, 25 lakhs, 3 lakhs, 5 lakhs, 50 lakhs, 7 lakhs |
| Family Size | 1A, 1A+1C, 2A+3C |
| Family Includes | Self, Spouse and 3 Dependent Children |
| Policy Period | 1yr, 2yr, 3yr |
| Renewal Guarantee | Life Long |
| Renewal Grace Period | 30 days |
| In Patient Hospitalization | Covered |
| Room Rent | Private Single A/C Room ( Actual) |
| ICU Charges | Actual |
| Pre-hospitalization | 60 days |
| Post hospitalization | 90 days |
| Day Care Procedure | All Day Care Procedure ( No Sub Limit) |
| Road Ambulance Charges | Actual |
| Air ambulance | NA |
| Emergency Domestic Medical Evacuation | Covered |
| Auto Recharge | NA |
| Auto Restoration Benefit | 100% of Sum Insured (All Claims) |
| Super Restoration | NA |
| No Claim Bonus | Up to 100 % of Sum Insured ( 20% Every Claim Free Year) |
| Health Checkup | Every Year |
| Donor Expenses | NA |
| Domiciliary Treatment | Covered |
| E Opinion / Second Medical Opinion | Covered |
| Hospital Cash Benefit | NA |
| AYUSH Treatment | NA |
| Preferred Network Hospital | NA |
| Shared Accomodation | NA |
| Additional Road Traffic Accident Cover | 25% of Sum Insured or Maximum Rs.10 Lacs |
| Assisted Reproduction Treatment Cover | NA |
| Bariatric Surgery | NA |
| Dental and Eye Treatment | NA |
| Out Patient Consultation | NA |
| PA Cover | NA |
| PED Waiting Period | After 12 Months |
| Buy Back PED | NA |
| Co-payment | NA |
| Star Wellness program | Available |
| Maternity Expenses | After 36 Months (Self & Spouse Covered in CHI Plan) |
| New Born Baby Cover | NA |
| First Year Vaccinations | NA |
| Tax Benefits | 80 D |
| Repatriation of Mortal Remains | NA |
| Compassionate Travel | NA |
| Midterm Inclusion | Available |
| Psychiatric and Psychosomatic | NA |
| Premium Discount | Available |
| Modern Treatment | Covered |
| Moratorium Period | Available |
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